It's been a minute since we've seen mortgage lenders quoting rates that begin with a five, but that's where we are now. How long it will last is another story (one you'll have to keep reading to hear) ...

 The current average mortgage rate on a 30-year fixed mortgage is 6.21%, according to the Mortgage Research Center. The average rate on a 15-year mortgage is 5.37%, while the average rate on a 30 ...