A Certificate of Deposit (CD) laddering strategy allows investors to benefit from higher interest rates while maintaining access to liquidity. By staggering the maturity dates of different CDs, ...
A CD ladder is just a group of CDs with different maturity dates. Instead of putting all your money into one CD, you split it up and stagger when each piece comes due. The biggest benefit is ...
Certificate of deposit (CD) accounts have generated strong yields for savers who locked in high rates in 2023 and 2024. Around a year ago, you could find some CD APYs up to 6%. Now many of those same ...