Identity risk has become inseparable from credit risk. Before you can predict how someone will repay, you must be sure of who ...

Learn how notching affects credit ratings for a single issuer's debts. Discover Moody's guidelines and understand the factors influencing rating differences.

As a powerful force in the financial landscape, fintechs offer innovative technology solutions that cater to diverse consumer needs. To manage credit risk effectively, fintech lenders can adopt unique ...

Learn how irrevocable letters of credit (ILOC) secure payments in international trade, explore their uses, types, and benefits for involved parties.

New European-wide prescriptive guidelines emphasizing the need for integrated credit risk management supported by data to go live in June 2021 ESG factors centre piece of the requirements as banks ...

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...