A deferred income annuity, which is sometimes referred to as a “longevity annuity” (DIA) or an advanced life deferred annuity (ALDA) – is an annuity contract that (generally) provides no cash value or ...

Let’s start with the obvious: We’re in a low-interest-rate environment, and according to the Fed, we’re going to be here for a number of years. With 10-year Treasuries yielding about 0.75%, building ...

Amid all the cooling in the annuity development space, one area is picking up steam: deferred-income annuities, or longevity insurance. On Monday, Northwestern Mutual Life Insurance Co. announced the ...

Deferred Income Annuities (aka: Longevity Annuities or the acronym DIAs) are the product type that should dominate annuity sales in a perfect world. If all commissions for all annuity types were the ...

With April 15 right around the corner, it is timely to revisit the tax advantages of MLPs and MLP ETFs. MLPs tend to be known for their generous yields, which are currently around 8.0%, but fewer ...

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about insurance, investing, personal loans, home equity loans, mortgages and banking. She lives in North Carolina ...

If, before retiring, an insurance agent enters into an irrevocable agreement with the insurance company to receive renewal commissions in level installments over a period of years, only the amount of ...

For deferred variable annuities with income riders supporting a guaranteed lifetime withdrawal benefit, the guaranteed withdrawal rates or payout rates are most typically based on the age that ...

XPAY's ~20% yield is only sustainable if SPY grows at a 20% CAGR, making long-term income growth unlikely. Read why XPAY ETF is rated Hold.