Learn about Short-Term Disability Insurance, including its types, coverage options, and the application process involved.

More than a quarter of U.S. adults live with a disability, according to the Centers for Disease Control and Prevention (CDC).

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

An elimination period is the time from injury to benefit payments in insurance. It is also known as a "waiting" or "qualifying" period. During the elimination period, policyholders must cover their ...

A long-term care rider gives you access to your life insurance payout while you’re still alive to help pay for long-term care ...

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

Corrections & Clarifications: A previous version of this story misstated what type of policy is considered the gold standard of disability insurance. It also misstated how someone’s youth affects ...

Typically, your SSDI benefits will automatically switch to Social Security retirement benefits. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

What happens when one of your employees is pregnant or becomes injured or seriously ill and won’t be able to perform their job for an extended period? Two federal laws — the Americans with ...

Justin C. Frankel, P.C., represented a client with Chronic Lymphocytic Leukemia whose long-term disability benefits ...