The distributed ledger system and the smart contract provides a secure unified claim adjudication system that can prevent attempted unauthorized access to private user information and resulting fraud.

A system for facilitating insurance carrier discovery, the system comprising: a plurality of servers maintaining a distributed ledger for tracking payment events pertaining to insurance claims, ...

Ledgers, the foundation of accounting, are as ancient as writing and money. Their medium has been clay, wooden tally sticks (that were a fire hazard), stone, papyrus and paper. Once computers became ...