Roughly half of Americans have life insurance. Fewer people own policies that will last beyond their current jobs. Is that a bad thing?

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Fewer U.S. households have bought life insurance in recent decades. Life insurance policies pay a death benefit, generally tax-free, to beneficiaries when a policyholder dies. Getting married, having ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Life insurance can be a complex product, and it’s important to research the options thoroughly before purchasing. Some common ...

Life insurance is about protecting your family financially. While money can’t replace you, it’s important to have the right amount of insurance to replace your income and help cover family obligations ...