You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

Consolidate credit card and other high-interest debt.

When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...

For retirees relying on Social Security, any amount of debt can feel like a heavy weight that can't be managed over the long term. These retirement benefits are designed to cover basic living expenses ...

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Getting rid of debt is a goal many Americans have. Not only does eliminating debt improve your financial health, but it is also likely to have a positive impact on your mental health. Assessing your ...

Americans have a near record amount of home equity — and it could be the key to helping them get out of credit card debt.

Those with credit card debt often suffer in silence, embarrassed by their financial circumstances. Chances are, though, someone close to them is or has been in a similar position. In fact, according ...

A financial debt advisor can help you make a repayment plan.

Juggling multiple debt payments can be overwhelming, especially if you don’t feel like you have an ending in sight. The truth is that your debt isn’t a life sentence, and there are debt relief tools ...

MEMPHIS, Tenn. - Americans owe more than one trillion dollars of credit card debt. Memphis is home to the highest rate of severe credit card delinquency among young adults, according to Federal ...