Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Millions of people pick their health insurance during open enrollment. Consumers are generally locked into their choice for a year. Health plans come with premiums, co-insurance, deductibles, ...

Coinsurance for small businesses helps cover property and business assets, so the insurer knows there's adequate coverage. Here's how it works.

Current law allows younger people to stay on their parent's plan until they turn 26. And that leaves a lot of them scratching their heads while reviewing their health care options after blowing out ...

Coinsurance is a split cost between you and your insurer after meeting your deductible. Copays are fixed upfront charges that apply before meeting your deductible. Property insurance coinsurance ...

Reading a policy document can feel like trying to decode a different language. Many people in India quickly scan the premium and hospital list, then skim past terms such as deductible, copay and ...

Health insurance doesn’t pay all of your healthcare expenses. Instead, you’re expected to foot the bill for part of the cost of your care through your health plan’s cost-sharing requirements like your ...