Learn how conversion privilege in insurance allows you to update policies without health checks. Explore benefits, key rules, ...

XCEL Insurance Training helps you prep for your state’s life, health, property, or casualty licensing exam, all online, all self-paced. As I clicked through the course dashboard, I appreciated how ...

Learn about the pros and cons of life insurance riders.

Permanent life insurance generally provides coverage for your entire life and builds tax-deferred cash value. There are several types of permanent life insurance, including whole life insurance and ...

Most term life policies don’t pay out — and that’s a good thing. Here’s what to consider as your coverage ends and whether it ...

Casey Bond is a seasoned personal finance writer and editor. In addition to Forbes, her work has appeared on HuffPost, Business Insider, Yahoo! Finance, MSN, The Motley Fool, U.S. News & World Report, ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...