Learn about the pros and cons of life insurance riders.

I give a lot of talks to groups of doctors, especially newer doctors such as residents and fellows. Two of the most common questions I get after these talks are what kind of insurance they should get ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

Learn about disability income insurance, including the types, key features, and factors affecting premiums. Discover how to ...

Basic Group Life Insurance from Standard Insurance Company helps provide financial protection by paying a benefit in the event of an eligible members covered death. Basic Accidental Death and ...

Disability insurance is an important element in protecting your financial well-being. This insurance offers income replacement if you get hurt or can no longer work because of physical limitations. So ...

Discover how mortgage life insurance can protect your home, its benefits for families, and essential considerations when ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

Term life insurance expires after a predetermined time frame but, so long as you keep paying your premiums, whole life insurance will always remain in force. That makes it more expensive, but a whole ...

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...