Qualifying homebuyers can apply for a home loan with an interest rate up to 1.5% below current market rates at participating lenders.

Mortgage delinquencies nationwide rose to 4.26% in Q4 2025, with FHA loans driving the increase amid expiring relief measures and uneven labor market conditions Mortgage delinquencies in the U.S.

Debt relief programs can help struggling borrowers, but each option comes with different eligibility rules to know.