Both options offer exposure to the precious metal, but the premiums, liquidity and collecting value can differ.

At her home in Moonachie, New Jersey, Quintero showed some of the coins that could have value: a few buffalo head nickels, an Eisenhower silver dollar, and at least one coin that dates back to 1887.

Discover 12 coins from the 1940s worth far more than face value. Learn how these hidden treasures could help you earn extra ...