A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Homeowners insurance perils are unpredictable events that cause damage to your property. Home insurance typically covers 16 named perils. Commonly excluded perils from home insurance policies include ...

An HO-3 policy is a form of home insurance that protects against property damage, legal liabilities and other expenses associated with unexpected disasters to the home. Most insurance companies' ...

The second annual LexisNexis Home Trends Report identifies key insurance industry trends on a by-peril basis – wind, hail, fire, water, theft, liability, and other – so that insurance carriers can ...

To continue reading this content, please enable JavaScript in your browser settings and refresh this page. Hurricanes, earthquakes and coastal flooding were once the ...