Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Home insurance is a contractual agreement between you and your insurance provider. In exchange for monthly or yearly payments, called premiums, the company provides financial protection for your home ...

Most people need sufficient home insurance to cover their home’s replacement costs, but the amount of coverage you need will depend on your property, area risks, and other factors. Homeowners ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Understanding home insurance involves comparing policies, assessing coverage needs, and knowing standard exclusions. Essential tips include accurately evaluating replacement costs, considering natural ...

Nationwide homeowners insurance is among the most affordable options on the market, with numerous discounts that can lower your premiums even further. We like that it has endorsements many competitors ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...