Anyone with a valid identification, Social Security number, and opening deposit ... though you’ll need a checking account if you want a Wells Fargo debit card. Wells Fargo’s savings rates ...

The bank offers high APYs on some short-term CDs, but they come with a steep deposit requirement FG Trade / Getty Images Wells ... checking account—most of the bank's offerings are low compared to ...

What we'll cover Personal checking accounts Personal savings accounts Certificates of deposit ATM networks Physical locations Is Wells Fargo right for you? Is Bank of America right for you?

Wells Fargo is a solid choice if you're looking for a brick-and-mortar bank with a national presence. It also offers some of the best checking bonuses out there for opening new accounts.