Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's what the data shows.

The old "safe" withdrawal rate is either too risky or too conservative. It is time to embrace a strategy that breathes with ...

For retirees who want to squeeze more from their portfolios, especially in early years, a dynamic retirement withdrawal strategy that varies cash flows based on portfolio performance may work better ...

The “right” safe starting withdrawal rate is a moving target, depending on equity valuations, bond yields, prospects for inflation, and a retiree’s own life expectancy and asset allocation, among ...

This method is inherently “safe” and ensures that a retiree will never deplete the portfolio, because the withdrawal amount is always a percentage of the remaining balance. Basing portfolio ...