If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Anyone can qualify for these policies, but premiums are very high compared to other options ...

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

With this type of insurance, you pay a regular monthly (or occasionally, annual) premium to a life insurance company. If you ...

Life insurance can be a smart way to ensure your family is financially prepared for a situation where you are gone. There are different life insurance policies, each with their own benefits. If you ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...