Credit card scams are always something to look out for, but don't forget to protect your debit card from thieves. We'll ...

Maybe you see an unfamiliar charge on your bank statement. Or you notice your debit card isn’t in its normal place in your wallet. If you suspect bank account fraud, now is the time to take action.

Debit card fraud does not wait for anyone to get organized. The clock starts the second that unauthorized charge hits an account, and every hour that passes can change how much money stays protected.

Skimming, in which criminals install discreet devices and tiny cameras on point-of-sale terminals to steal your info, is increasingly common — as I learned the hard way. Money; Getty Images A few ...