When you apply for life insurance, you'll usually need a medical exam. This checks to see if you have a disease or are at risk for one. They will also look for any current drug use. The exam may ...

When you set out to purchase life insurance, you’ll likely encounter the underwriting process. It’s an important phase where insurance companies assess your risk profile and calculate what you’ll pay ...

Colonial Penn offers only guaranteed issue whole life, a type of final expense coverage, while Aflac offers final expense, traditional whole and term life insurance policies. Protect your family’s ...

Insurers are using new tools and resources to assess your health and risks when setting life insurance rates Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Traditionally, buying a life insurance policy isn’t known for being a speedy process. But times have changed. If you’re turned off by a life insurance medical exam and lengthy wait times for approval, ...

What Is No-Exam Life Insurance? No-exam life insurance is exactly what it sounds like: Life insurance that does not require a ...

Many life insurance policies require a medical exam, but no-medical-exam life insurance is becoming easier to find. Simplified issue, guaranteed acceptance and group life insurance policies typically ...

This can be a great option if you’re worried about a medical exam—or just don’t want to take one Written By Written by Contributor, Buy Side Choncé Maddox is a contributor to Buy Side and an expert on ...

Insurance companies often use a life insurance medical exam to help evaluate your health, determine your risk of dying and set your rate. A paramedical professional typically asks health questions, ...

No medical exam life insurance offers quicker coverage but costs more than traditional insurance. Types of no medical exam life insurance include simple issue and guaranteed issue policies. No medical ...