If you have a car loan and are wondering how to go about lowering a car payment, you may want to explore renegotiating your car loan. If you’ve built your credit score since you’ve signed your car ...

If you have imperfect credit or a limited credit history and need to finance an automobile purchase, you may qualify for a subprime auto loan. These loans are relatively risky for lenders to take on, ...

For those whose primary source of income is Social Security disability, obtaining a car loan can prove more difficult. It becomes even more challenging for those with bad credit, due to the fact that ...

So you got swayed by the allure of an annual vacation in a snowy or tropical locale, and now you’re the proud owner of a timeshare. If you financed that timeshare directly with the developer, however, ...

Plumbing repairs such as a burst pipe, installing a new water heater, or fixes for a septic system can cost thousands of dollars. These repairs are often emergencies, so there’s no time to plan and ...

Consumers may consider a 144-month auto loan to finance the purchase of classic and exotic cars. These vehicles may carry a sales price above $100,000. Auto loans with 12-year terms can make it easier ...

Financial institutions may offer open-end credit and closed-end credit to consumers and businesses. Open-end credit is a revolving credit product, while closed-end credit is a nonrevolving lending ...

Whether you’ve just moved and need to outfit your new digs or you’re looking to replace an old sofa and chairs, new furniture can be expensive. If you can’t afford to pay for it in cash, there are a ...

The grace period on a credit card gives you time to pay off your purchases without being charged any interest. Generally, it’s 21 days, though some credit card issuers give you a longer period. If you ...

A joint personal loan is an installment loan for two people. A borrower and co-borrower assume the financial responsibility of repaying the joint personal loan under terms and conditions of a loan ...

Car loans typically range from two to seven years, or 24 to 84 months. The average car loan length is between three and five years, but the length you choose will vary depending on your goals and ...

A flex loan is a type of revolving credit that offers flexibility and convenience to borrowers who need access to funds without committing to a fixed loan amount. Unlike traditional loans, where you ...