This is what happens when Buy Now, Pay Later loans are folded into FICO scores
After a detailed study with Affirm, FICO is considering a scoring model that incorporates BNPL loans, offering the ...
What is the average credit score in the US?
Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more ...
Taking Out a Personal Loan May Help You Improve Your Credit Score—But Should You?
A personal loan can be a great way for some people to improve their credit scores. However, if you struggle to make payments you could harm your score.