This is what happens when Buy Now, Pay Later loans are folded into FICO scores
After a detailed study with Affirm, FICO is considering a scoring model that incorporates BNPL loans, offering the ...
What is the average credit score in the US?
Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more ...
What is a credit score and why does it matter?
Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...
Most Credit Scores Unhurt by Buy Now, Pay Later Loans, FICO Says
The biggest US buy now, pay later providers have long pushed back against sharing their data with credit-scoring firms, ...
3 Things to Know Before You Apply for the Amex Platinum Card
The Amex Platinum Card is an excellent travel card for some -- and a terrible choice for others. Learn more about its ...
U.S. Bank Triple Cash Rewards Visa Business Card Review 2025
The no annual fee may earn so-so cash-back rewards of . But its introductory APR offer on purchases is worth noting—something not often seen with business credit cards. Other perks include an annual $ ...
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6 Best Credit Monitoring Services of February 2025
The best credit monitoring services will send you timely alerts, credit reports and scores and notify you of any potentially suspicious activity. This can help you take action to ...
What Credit Score Do You Need to Get the Amex Platinum Card?
There's no magic number, but you'll probably need a FICOⓇ Score of at least 670. Learn what else it takes to get the Amex ...
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Which credit bureau is used most?
Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as ...