How much debt you carry impacts 30% of your credit score. Before we had our mortgage, the two biggest debts I carried were my ...

Having a perfect credit score sounds really cool, but it's not all it's cracked up to be. Find out what having an 850 score ...

Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more ...

Commissions do not affect our editors' opinions or evaluations. When you have good credit, your credit rating isn’t average or poor, but it’s not quite excellent, either. While you won’t ...

This is great news because a good credit score can potentially help you save money in the long run. Below, Select breaks down the major advantages of having a good credit score, with insight from ...

A credit card designed for people with "bad" credit typically has more relaxed approval requirements. These credit cards usually don't have lucrative rewards or a variety of card perks, but their ...

With so many options, shopping for a credit card can get overwhelming. Read on for the perfect place to start your search.

Sally described her credit score as “very very good.” (Experian says that any score in the high 600s or above is “generally considered good,” while a score in the high 700s is “excellent.” ...

An icon in the shape of a lightning bolt. Impact Link Your credit score plays a pivotal role in your financial life, affecting everything from applying for an apartment lease to buying a house or ...

Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.