Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

If you have no credit, there’s very little or no evidence to indicate what kind of borrower you will be. On the other hand, ...

How much debt you carry impacts 30% of your credit score. Before we had our mortgage, the two biggest debts I carried were my ...

Like it or not, your credit score is important. It tells creditors how responsible you’ve been with your past debts. Cre ...

Credit cards for people with good credit typically offer lower APRs than credit cards for people with "bad" credit.

Having a perfect credit score sounds really cool, but it's not all it's cracked up to be. Find out what having an 850 score ...

With so many options, shopping for a credit card can get overwhelming. Read on for the perfect place to start your search.

Commissions do not affect our editors' opinions or evaluations. When you have good credit, your credit rating isn’t average or poor, but it’s not quite excellent, either. While you won’t ...

Poor credit raises rates by 95% compared to having good credit. Your credit score can impact your car insurance rate. A higher credit score decreases your car insurance rate with almost every ...

Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.