Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. The idea of a value-added tax (VAT) is a foreign concept to most Americans. That puts us in the minority, ...

When you're applying for a loan, whether it's auto financing or a mortgage, the numbers matter. One important figure to understand is your loan-to-value ratio, often abbreviated as LTV. This is the ...

Enterprise value includes market cap plus total debt minus cash to gauge a firm's true worth. Using EV, investors compare financial health and real size of firms within the same industry. EV is ...

Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over 35 years of diverse financial management experience. He is an expert on personal finance, corporate finance ...

Will Kenton is an expert on the economy and investing laws and regulations. He previously held senior editorial roles at Investopedia and Kapitall Wire and holds a MA in Economics from The New School ...