You meet someone who’s all about “going with the flow,” a non-planner who would sooner flip a coin to decide their next move ...

A weekly planner’s layout allots one to two pages ... and I don’t need many extras like an address-book page or a place to make a list of intents. And my biggest must-have: a ribbon to keep ...

"The critical step to make sure a financial plan is successful is to make sure that the data going into the plan is accurate," says Chloe Wohlforth, CFP and partner at Angeles Wealth Management.

"A planner that operates under the fiduciary standard ... understand their processes and fees, and make sure they're a good fit before moving forward. And trust your gut — if something seems ...