It's open enrollment period for health insurance for most people ... After Thanksgiving, Sendero and other providers will see a massive rush, making it harder to get questions answered. Who can help me get health care through these programs?

The key to optimizing your medical coverage in the coming year — be it private employer, self-purchased or Medicare — comes down to asking the right questions.

Better known to many as "Obamacare," Affordable Care Act health insurance is currently available to anyone who wants it.