Monitoring your credit report is a simple way to be proactive about your finances. Besides showing you where you could make improvements, it can help you spot fraud early and ensure the correct ...

If you want to keep your credit utilization ratio as low as possible, there are two simple ways to do it: Find out when your card issuer reports to the credit bureaus, and pay your balance in full ...

The idea behind these services is pretty simple: Credit reports often include some mistakes that can ding people's scores. So, for a fee, the companies will dispute a bunch of items in hopes of ...

Always monitor your credit report for errors or inaccuracies. Your credit score represents how likely you are to pay off your debts, from credit cards to mortgages. The higher your credit score on ...