Mortgage interest rates are consistently declining again. Here are three things homebuyers should do in response.

The Illinois Fighting Illini will look to be even more competitive this year as they try to break through to the CFP ...

We’ll learn how grown-ups use credit cards and get some tips for being responsible with them. Then the ghost pirates show up.

Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, ...

A 609 letter is a way to request verification of the accuracy of the accounts listed on your credit reports. While they’re ...

What credit score do you need to get the best deal on a car lease? Here’s how your score affects the lease terms, and why the magic number tends to be 700.

Freedom Debt Relief reports that credit utilization affects scores; keep it under 30% for better credit health and check ...

But there are things you can do to help your score rebound ... even though they were meant to have been notified at least three weeks in advance. Monitoring your credit score regularly means you can ...

Credit scores typically range from 300 to 850, with 300 considered "poor" credit and 850 considered "exceptional" credit. Thankfully, a perfect 850 credit score isn't necessary for most people to ...

If you have less-than-stellar credit, you may be classified as someone who is "subprime," which means your credit score is lower than what's required to get the best, or "prime," interest rates ...

Why your credit score matters Your credit score plays a key role in whether you’re approved for a credit card, loan or mortgage – and the rate you’re offered. A higher score could unlock better deals, ...

There are a number of perks that come with top-notch credit, and the good news is that you don’t have to hit that perfect 850 credit score to enjoy them. Just getting your credit score over 800 ...