Katrina Ávila Munichiello is an experienced editor, writer, fact-checker, and proofreader with more than fourteen years of experience working with print and online publications. Investopedia / Lara ...
Daniel Liberto is a journalist with over 10 years of experience working with publications such as the Financial Times, The Independent, and Investors Chronicle. Andy Smith is a Certified Financial ...
A version of this article appeared in the October 2006 issue of Harvard Business Review. Harvard Business Publishing: Copyright ©2026 Harvard Business School ...
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