What credit score do you need to get the best deal on a car lease? Here’s how your score affects the lease terms, and why the magic number tends to be 700.

FICO unveiled new scoring models that consider BNPL plans.

From mortgages and rents to credit cards, auto loans and even job applications, FICO’s credit scoring can make or break your ...

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...

Buy now, pay later arrangements—also known as BNPL plans—may be convenient, but don’t forget that they’re loans. This means they could have an unexpected impact on your credit score.

In fact, a 63-point drop was just the average. Many of these borrowers experiencing a serious delinquency — at least 90 days late on a payment — in early 2025 saw their credit score drop by 42 ...

Here's what you should keep in mind: How your credit score is calculated A credit score is a formula that helps lenders determine how likely you are to pay back a loan. Credit scores are based on ...

An easy rules of thumb to remember is to keep your utilization below 30%. That’s where you see the score impact accelerate.” Checking your credit score doesn’t hurt, for the most part ...

NEW YORK (AP) — Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are ...