The interest rate your lender gives you isn't the true cost of your mortgage. Learn how to calculate your effective interest rate, including any discount points.

If you’re looking to pay off your home loan faster and save money on interest, a 15-year mortgage might be a good fit. Though the 30-year fixed-rate mortgage is more common among first-time homebuyers ...

The APR and interest rate on your mortgage aren’t the same. Here’s what to pay attention to when you compare costs.

Live Rates dashboard now shows 30-year jumbo pricing at 6.250 % (6.513 % APR) and a new calculator that streams investor ...

Most potential home buyers know the basics. You can secure a lower interest rate by improving your credit score, making a ...

Here are seven missteps I made when refinancing my mortgage in 2009 – and what I would do differently today. I have to admit: ...

You'll get a mortgage loan estimate after you apply for a loan but before you've been officially approved. To evaluate an ...

Owning builds equity and can have tax benefits. But consider the lost investment income and mortgage interest payments.

As of April 2025, here are the typical home costs for many Louisville neighborhoods and the recommended yearly income to buy such homes.

That's a 10% down payment, a good amount for most conventional mortgages. You can select a 30-year fixed-rate mortgage from among the loan types and then enter an estimated interest rate, say 6.5%.