Sadly, it requires quite a bit of time for negative information to fall off your credit reports. For example, delinquencies ...

A hard credit inquiry could lower your credit score by as much as 10 points, though in many cases, the damage probably won’t be that significant. As FICO explains, “For most people, one additional ...

If your credit score is 700 or above, it's more likely that the rental application process will be easier since your good score can help you stand out to potential landlords. Depending on the ...

Fast access to working capital. Accepts borrowers with a minimum credit score of 625. Streamlined application process with minimal documentation required. Can be used to build business credit.