People-forward banking™ at S&T Bank “We believe that all banking should be personal,” said Chris McComish, CEO of S&T Bank (STBA), founded in 1902 in Indiana, Pennsylvania.

Online banking is defined as managing your bank accounts with a computer or mobile device and the internet. Learn the pros and cons of banking via websites and mobile apps.

Online banking offers the convenience of 24/7 access to your accounts via a bank website or mobile app, but there are no physical branches for in-person services or customer support.

3. Skip public Wi-Fi for private banking. With a public network, you can’t be totally sure who sees what you send online, unless each page you visit is encrypted.

Online banking lets you complete financial transactions on the internet instead of at a bank or credit union. It’s faster, more convenient, and available 24/7.