A credit score of 800 means you have an exceptional credit score, according to Experian. According to a report by FICO, only 23% of the scorable population has a credit score of 800 or above.

If you ever want to get an auto loan, remodel your house or open a business, having a good credit score will qualify you for lower interest on nearly every kind of personal loan you might need. "A ...

Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, ...

From canceling old cards to cosigning for loved ones, these surprising missteps can quietly hurt your score. Learn what ...

If you're preparing to buy a home, you probably know that one of the most important criteria that lenders will consider is your credit score. But are the credit scores they look at the same ones ...

Credit mix is how many types of credit you have open. It’s worth 10% of your FICO score and is one of the five factors that ...

What credit score do you need to get the best deal on a car lease? Here’s how your score affects the lease terms, and why the magic number tends to be 700.

Mortgage interest rates are consistently declining again. Here are three things homebuyers should do in response.

Paying your credit card off immediately isn’t always the best move. Learn what really impacts your credit score, and how to ...

Having a fair credit score can limit your financial opportunities, like getting approved for the best credit cards and loan terms. Fair credit can be caused by factors such as late payments ...

A credit score between 300–900 reflects your financial health. Scores above 750 are preferred. Timely repayments, low utilisation, and credit monitoring help improve your creditworthiness and ...

We’ll learn how grown-ups use credit cards and get some tips for being responsible with them. Then the ghost pirates show up.