Mortgage interest rates are consistently declining again. Here are three things homebuyers should do in response.

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

The Illinois Fighting Illini will look to be even more competitive this year as they try to break through to the CFP ...

The credit repair industry is full of scams, so be sure to vet a company’s track record before signing up for any services or ...

We’ll learn how grown-ups use credit cards and get some tips for being responsible with them. Then the ghost pirates show up.

Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, ...

A 609 letter is a way to request verification of the accuracy of the accounts listed on your credit reports. While they’re ...

What credit score do you need to get the best deal on a car lease? Here’s how your score affects the lease terms, and why the magic number tends to be 700.

Paying your credit card off immediately isn’t always the best move. Learn what really impacts your credit score, and how to ...

Freedom Debt Relief reports that credit utilization affects scores; keep it under 30% for better credit health and check ...

Credit mix is how many types of credit you have open. It’s worth 10% of your FICO score and is one of the five factors that ...

From canceling old cards to cosigning for loved ones, these surprising missteps can quietly hurt your score. Learn what ...