Federal student loans offer flexible repayment plans, loan consolidation, forgiveness programs, and more. We can help you manage repayment and answer any questions you have along the way.

Federal student loans for college or career school include Direct Subsidized and Unsubsidized Loans, PLUS loans, and Direct Consolidation Loans.

Check out our student loan forgiveness page for information about other types of loan forgiveness and discharge. You never have to pay for help with your student loans. Learn how to avoid student loan forgiveness scams.

Dec 2, 2024 · Find out how to make your student loan payments on time while keeping the cost manageable. Learn about repayment programs, forgiveness plans, and more. Skip to main content

Aug 29, 2024 · Learn how to manage your student loans including finding a loan, making payments, deferring a loan, and applying for loan forgiveness.

Jan 16, 2025 · The Biden-Harris Administration today announced its final round of student loan forgiveness, approving more than $600 million for 4,550 borrowers through the Income-Based Repayment (IBR) Plan and 4,100 individual borrower defense approvals. The Administration leaves office having approved a cumulative $188.8 billion in forgiveness for 5.3 ...

Dec 22, 2024 · Federal student loans can provide significant assistance with the cost of college. There are also many benefits associated with federal loans when compared to private loans.

Find out how to apply for student loans. You must complete the FAFSA to be eligible for any federal student loans or grants. Read more. Explore basics

Nov 25, 2024 · How to get a federal student loan. To unlock federal student loans and federal student aid, you’ll need to fill out the FAFSA form. It’s free and opens in October each year.

Mar 1, 2024 · A student loan lets you borrow money to pay for higher education costs. You must eventually pay back what you borrow in monthly installments—plus interest and fees. Student loans can be used to cover costs like undergraduate or graduate school tuition, as well as related costs like fees, books, and living expenses.