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Thinking about retirement in your 40s? Now’s the time to maximize pensions, understand your replacement ratio, and plan your financial freedom! Don’t wait till it’s too late, start diversifying and securing your future today. Your future self will thank you. #unfilteredthoughts #finances #growthmindset #RetirementPlanning #FinancialFreedom #InvestSmart | Shadrick - Unfiltered Business & Financial Thoughts
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