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zillow.com
A Guide to First-Time Home Buyer Programs
Learn about flexible first-time home buyer loans and specialty programs and grants to save on closing costs, down payments and interest.
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🏡 First-Time Buyer Grant: Up to $15,750 in 2026 💸 DM me the word BUY if you're planning to buy a home and want to know how much is your buying power! This grant can cover most (or all) of your down payment — and it’s forgivable. 👇 Here’s how it works: 1️⃣ What the Grant Covers • Up to 3.5% of the purchase price • Can be used toward your down payment • No repayment — forgiven from day one 2️⃣ Who Typically Qualifies • First-time buyer (no homeownership in last 3 years) • 620 credit score • Inc
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How much do you REALLY need in January 2026 as a first-time buyer to buy a £290,000 house in the UK 🏡💷 Mortgage rates illustrated are correct as of 07/01/2026 and lending multiples vary from lender to lender based on your own circumstances and the lenders specific criteria. Always speak to a mortgage advisor when purchasing a property to ensure the correct product for you. ** your home may be repossessed if you do not keep up repayments on your mortgage
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