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Federal Deposit Insurance Corp. (FDIC): Definition & Limits
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💡 Your Infinite Banking policy isn’t FDIC insured… and that’s exactly how I want it. Here’s why 👇 These policies are issued by A-rated, mutually owned insurance companies that must hold 100% reserves for every dollar they guarantee. Meanwhile, the FDIC promises to cover up to $250K per depositor… but only has 1.28% in reserves to actually back that promise. Let’s put that in perspective: If you bought a $500,000 home and only insured it for $5,000, the bank would never allow it. But that’s bas
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